A fresh approach from two familiar faces
If you’ve sorted finance in Gladstone at any point over the past two decades, chances are you’ve dealt with Ryan Woods or Andrew Bauer. With more than 20 years of local experience each, Ryan and Andrew have now joined forces to offer something new: a finance service focused entirely on what works best for you.
Local knowledge. Personal service.
No bank constraints.
Many will know Andrew from his time as owner of the BOQ Gladstone branch. When the bank brought branches back under corporate control, Ryan and Andrew took the opportunity to do things differently. Woods & Bauer Finance was created to offer a tailored, client-first service — designed to help you achieve your financial goals quickly and smoothly.
We wanted to keep supporting our clients in a way that feels personal, local and uncomplicated.
Small Business Finance Backed by Real Experience
Andrew Bauer brings firsthand experience to the table when it comes to supporting small business clients. As the former owner of the Bank of Queensland Gladstone branch, he understands the day-to-day realities of running a small business - from managing cash flow to making growth decisions. This insight means Andrew doesn’t just offer finance solutions; he offers practical, informed advice that speaks to the real needs of business owners.
If you’re looking for a finance partner who genuinely understands small business, get in touch with Andrew today.
What we offer.
At Woods & Bauer Finance, we help individuals, families and businesses secure the right finance for their needs.
Our services include:
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Home Loans – Whether you're buying your first home or upgrading, we’ll find a loan that fits.
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Business Loans – Flexible options to fund growth, operations or new ventures.
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Equipment Finance – For tradies, farmers and businesses needing vehicles, tools or machinery.
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Personal Lending – For renovations, travel or major purchases.
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Home Loan Health Checks – A no-cost review to make sure your current loan still works for you.
Get in Touch
NOW IN TWO GREAT LOCATIONS
Woods & Bauer Finance proudly supports clients across Queensland from two convenient locations:
Brisbane
Based at Nundah Café, 1208 Sandgate Road, a relaxed and accessible meeting spot for our Brisbane clients.
Wherever you are, you’ll receive the same straightforward advice and personal service.